Sunday, April 18, 2010

Random Health Care Thought

My husband and I were discussing his brother the other day and came up with a scary conclusion about the future of America's health care. His brother, who is an eye doctor, said that he makes the money and will continue to make the money, even after Obama's health care bill is offically enacted, because he specializes in something that no insurance covers. This specialization being lazer eye surgery. Lazer eye surgery is often a blessing, but almost never medically necessary and thus is almost never covered by insurance companies.

This means that in the future there is going to be a influx of doctors that will specifically specialize in fields that are not covered by insurance companies so that they can make the big bucks that they may not be able to make under a government run medical system. This won't be good for the doctors that already specialize for there will be more options in their field, thus their prices may end up having to decrease (if the free market works correctly), but either way they will probably be able to make more money than if they went into some field that is covered by health insurance companies.

One saving grace may be that there will still be the option to have private health care, though if we are having to pay for someone elses too, the option for private health care may be eliminated for some people. The other saving grace may be that there are only so many medical fields not covered by insurance and I can imagine that some doctors will not be interested in specializing in those fields, no matter the money they could make.

Specialized doctors will always be able to make more money, but as the doctor's under Obama's health care bill make less and less money, the incentive to go into specialized fields like lazer eye surgery and plastic surgery will probably only increase.

Am I correct? Not correct? Do you have any thoughts on this? Is there something I am missing?

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